Vehicle Advance Calculator for Government Employees
Calculate your eligible vehicle advance amount based on government rules
Enter Vehicle Advance Details
Vehicle Advance Rules for Government Employees
This calculator helps government employees estimate their eligible Vehicle Advance amount for purchasing different types of vehicles.
What is Vehicle Advance?
The Vehicle Advance is a loan provided to government employees to purchase vehicles (cars, two-wheelers, or bicycles), governed by rules set by the Department of Personnel & Training.
Calculation Formula
The maximum Vehicle Advance is calculated based on vehicle type and basic pay, subject to caps:
- Car/Jeep: 8 months' basic pay or ₹10,00,000 (whichever is lower) - up to 90% of vehicle cost
- Scooter/Motorcycle/Moped: 4 months' basic pay or ₹1,50,000 (whichever is lower) - up to 90% of vehicle cost
- Bicycle: 1 month's basic pay or ₹10,000 (whichever is lower) - up to 90% of vehicle cost
Eligibility
Employees typically need at least 5 years of service, though this may vary. The advance is also subject to the cost of the vehicle and repaying capacity.
How to Use This Calculator
- Enter your monthly basic pay.
- Input your years of service.
- Select the type of vehicle you want to purchase.
- Enter the cost of the vehicle.
- Click "Calculate Vehicle Advance Eligibility".
Frequently Asked Questions
Who is eligible for Vehicle Advance?
Employees with at least 5 years of service are generally eligible, subject to department-specific rules.
What is the maximum Vehicle Advance amount?
It depends on the vehicle type: ₹10 lakh for cars, ₹1.5 lakh for two-wheelers, and ₹10,000 for bicycles.
Can I get advance for a second vehicle?
Generally, only one vehicle advance is allowed at a time. The previous advance must be fully repaid before applying for a new one.
Where can I find official rules?
Refer to the DoPT website and Ministry of Finance for official circulars.
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